The Shelters blog
Tips, news and insights on real estate tokenization and property investing made accessible from €10.
Mortgage loan: rates, requirements and application — the complete guide to getting approved
Understanding the fundamentals of real estate financing is key to securing your project. From debt ratio and APR to bank expectations and common mistakes, this article provides a clear guide to help you obtain a mortgage under the best conditions.


What is DeFi? Definition and Explanation
DeFi (Decentralized Finance) refers to financial services accessible without banks or intermediaries, built on blockchains such as Bitcoin, Ethereum, Solana, MultiversX, and Sui. From saving and lending to trading and yield generation, discover how this new Web3 financial system works, along with its opportunities and risks.

Livret A: Why your savings earn so little (and which alternatives can truly help them grow)
France’s most popular savings account, the Livret A is valued for its safety and instant liquidity. But with today’s low interest rate and ongoing inflation, it can actually erode purchasing power. Discover how much it truly earns, why its returns are limited, and which alternatives — such as fractional real estate investing — can help your savings grow more effectively.

A tokenized real estate deal fully funded in just a few weeks
A new tokenized real estate deal fully funded in just a few weeks by the Shelters community, despite a club deal regulatory framework. A look back at a concrete, well-structured and accessible project, from acquisition to value creation.

What is a Property Trader? – Definition and Explanation
A property trader known in some markets as a property flipper plays a crucial role in transforming the real estate landscape. Their work consists of purchasing undervalued properties, unlocking their potential, and returning them to the market in an improved form. Through renovation, subdivision, change of use, or structural upgrades, they act as catalysts of value creation and key contributors to modern urban renewal.

Mortgage rates explained in 5 minutes
Mortgage rates are more than just a percentage — they shape the entire real estate market. They determine purchasing power, drive investor strategies, and reflect the true health of the economy. Understanding how they work, why they rise or fall, and how they influence the market gives you a decisive edge in real estate.

What is a digital wallet? – Definition and explanation
Un portefeuille numérique n’est pas seulement un outil technique : c’est la clé d’accès à la propriété digitale. Il permet de gérer, sécuriser et utiliser ses actifs en toute autonomie, tout en ouvrant la porte à de nouveaux usages comme l’investissement tokenisé. Simple, rapide et sécurisé, il devient l’élément central de votre identité numérique.

Shelters is a company specialized in fractional real estate investing.
Past performance is not indicative of future performance. Returns depend on market conditions and underlying assets.

Shelters is a company specialized in fractional real estate investing. Past performance is not indicative of future performance. Returns depend on market conditions and underlying assets.